Short Sales Expert serving North Hills / Sepulveda

11/04/15--North Hills is an area I am very familiar with.  A big advantage of North Hills is that it is located in the center of the San Fernando Valley.  The zip code for North Hills is 91343.

A short sale can be a very emotional situation for homeowners who are sentimentally attached to their home. Just the concept of selling they cannot handle and a short sale will be impossible if the seller doesn’t cooperative with the showings, paperwork, etc. A short sale may help home owners get out from a bad situation and begin to rebuild for the future. Coming to grips with the reality of dealing with an over-encumbered property is very difficult. Also, understanding how your credit is affected by short sale vs. foreclosure will help you understand why short sale is a reasonable alternative. The quicker the loans can be worked out, the sooner the rebuilding process begins. Being able to move on is much easier with the US Treasury Departments HAFA program.

Many who are at risk of losing their homes through foreclosure may be able to receive help through the Home Affordable Foreclosure Alternatives Program established by the US Treasury Department. The HAFA Short Sale Program is primarily designed for homeowners with a documented hardship who are unable to afford keeping their home even with if they received a loan modification under the Home Affordable Modification Program (HAMP) or other loan modification program.

Under HAFA, homeowners may be able to avoid a foreclosure by selling the home as a "short sale" (where the value of the home is less than the remaining amount of the first mortgage).  Information on HAFA Short Sales can be found on the federal government's Home Affordable Foreclosure Alternatives site at: http://makinghomeaffordable.gov/hafa.html.
 
Neighborhood Council websites are a great resource for up to date general community information such as local news, city service phone numbers, upcoming and past community events, board of directors and committee member information and much more.

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