Home Affordable Foreclosure Alternatives (HAFA) Program is helping homeowners avoid foreclosure.

(Updated 1/3/13 from Jason Ian Hector who is a REALTOR® and licensed CA Real Estate Broker specializing in short sales.) If your mortgage payment is not affordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale through government program called HAFA which is sponsored by the US Treasury. The benefit of a HAFA short sale is that you are no longer responsible for the difference between what you owe on your mortgage and the amount that your home sells for. You will also receive $3,000 in relocation assistance upon successful closing of your short sale.  In a short sale, the servicer allows you to list and sell the property with the understanding that the net proceeds from the sale may be less than the total amount due on the first mortgage.

The HAFA Short Sale Program can help if you have no equity

One of the first things I do when a client is inquiring about a short sale is to check if the mortgage is owned or guaranteed by Fannie Mae and Freddie Mac as well as see if your servicer is a HAMP participating servicer. A list of HAMP participating servicers can be found here . Each individual case is different and you need the assistance of a licensed real estate professional like myself, so the most important step you can take is to reach out and get me involved. I look forward to helping you. I can be reached in my office at 818.626.6469.
Brought to you from Jason Hector is a REALTOR® and licensed CA Real Estate Broker specializing in short sales. Thank you for visiting my website at www.jasonhector.com.

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Jason Ian Hector, CalBRE LIC #01481898
11630 Seminole Cir • Porter Ranch, CA 91326
Cell: (818) 357-9658 •