HAFA Short Sale Program is sponsored by the US Treasury Department

An important first step is to find out if you are eligible for any MHA (Making Home Affordable) program, you can check to see if your lender is on the list of MHA Participating Loan Servicers. One of the greatest successes I had was getting a permanent HAMP loan modification for a client in the Arleta / Pacoima area and thus saving their home from foreclosure. Another success was getting a client in Simi Valley into the HAFA program despite them being denied or kicked out of the program by their lender. Agents who are authorized third parties as well as homeowners are able to open an escalation with the HAMP Solution Center if they are being reviewed for the Making Home Affordable program or doing a HAFA short sale. This is a big help when there is a trustee sale in the near future and also to put pressure on servicers who do not follow the program guidelines for the Making Home Affordable program which includes the HAFA Short Sale Program.

It is very important for homeowners to contact a real estate agent at the point you are not making payments or before and if you receive the HAFA solicitation and you wish to participate in the program since they will be required to "enlist the services of a real estate professional" like myself. This solicitation letter typicaly comes after being denied for a loan modification. Homeowners can request HAFA consideration even if you weren't solicited by just using the Request for Modification Affadavit Form if they wish to proceed with a HAFA short sale. Under HAFA, homeowners may be able to avoid a foreclosure by selling the home as a “short sale” (where the value of the home is less than the remaining amount of the first mortgage). Click Here for More HAFA Program Information.
The Home Affordable Foreclosure Alternatives (HAFA Program), established by the US Treasury Department is primarily designed for homeowners with a documented hardship who are unable to stay in their home. I have been able to help homeowners complete HAFA Short Sales in the San Fernando Valley and Simi Valley. Successful HAFA or traditional Short Sale transactions have been completed in Canyon Country, Granada Hills, Chatsworth, West Hills, Simi Valley, Sylmar, Simi Valley, West Hills, Pacoima, Arleta and Reseda.

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Jason Ian Hector, CalBRE LIC #01481898
11630 Seminole Cir • Porter Ranch, CA 91326
Cell: (818) 357-9658 •