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Real Estate Broker
CalBRE LIC # 01481898

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Alternatives to Foreclosure

As a real estate broker, I am on the front lines helping homeowners who are facing difficult situations with their mortgage. Below is a handout from the California Association of REALTOR's on Alternatives to Foreclosure.

Handout Click Here

Home Buyer Tips for a Tight Real Estate Market

As a REALTOR, I strive to first help the buyer write an attractive offer and then show the listing agent superior knowledge and professionalism. Sometimes buyers may want to write a cover letter to help make a personal connection with the seller.

Tips Click Here

Tips for a Short Sale Seller

Most important tip I can give is to hire a REALTOR experienced in short sales and loan modifications. Sellers must be proactive and willing to provide financials to the lender and complete lots of real estate paperwork. Knowledge is your friend and I will empower you with it. I will also help you submit a complete short sale package. Beware and avoid scam artists.

Short Sale Specialist Helping Homeowners

One of the things that sets me apart from other real estate professionals is that I regularly use the complaints and escalation process, which is frequently needed to overcome obstacles during the short sale process.  This is why you want to work with an experienced REALTOR who can carefully watch the file and help avoid these types of pitfalls.  
As a homeowner advocate, I work to find the best solution for the client.  When encountering mortgage difficulties, it is important to work with someone who has experience.  When dealing with mortgage difficulties, it is important to determine the options available to resolve things with the lender, also known as foreclosure alternatives.  This is where I can be a valuable resource.  Agreeing to sell your home with a short sale is where the lender is asked to settle the debt for less than what is owed.  This process ranges from taking as little as 2 months to as long as 2 to 3 years.  While waiting for a short sale to close escrow, the homeowner can remain living in the property.
Also, when a short sale closes, on the credit report the account typically shows "Paid in Full for less than the full balance" as opposed to a foreclosure or repossession by the bank. The fact that you have found my website shows that you are seeking to get useful information and studies show that the most homeowners first contact a real estate professional like myself to assist them with their property.
Some of the areas where I have successfully closed short sales in the San Fernando Valley, Simi Valley and Santa Clarita Valley include Canyon Country, Lake BalboaEncino, Pacoima, Porter RanchSimi Valley, Van Nuys, West Hills, Sherman Oaks and Sylmar.
As a member of the National Association of REALTOR's, I pride myself on following the Code of Ethics.  I strive to provide excellent service, professionalism, hard work, and honesty are some of the kind feedback I have heard from past clients can be viewed on my testimonials page.

(by Jason Ian Hector, REALTOR® | 11/18/2018)  Jason Ian Hector is not associated with the government and our service is not approved by the government or your lender and even if you accept this offer and use our service, your lender may not agree to change your loan.

Foreclosure or Short Sale?

CA Foreclosure Timeline

Alternatives to Foreclosure